/* =========================================================
   style.css — 섹션 레이아웃 + 스크롤 인터랙션 (towncar/partner 재현)
   ========================================================= */

/* ---------- Layout primitives ---------- */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: var(--gutter);
}
.container--narrow { max-width: var(--container-narrow); }
.section { padding-block: var(--section-pad); }
.section--soft { background: var(--bg-soft); }
.section--dark { background: var(--grad-dark); color: var(--white); }

.eyebrow {
  display: inline-block;
  font-size: var(--fs-sm);
  font-weight: 700;
  letter-spacing: .04em;
  color: var(--brand-500);
  margin-bottom: 14px;
}
.section-title {
  font-size: var(--fs-h2);
  font-weight: 700;
  line-height: var(--lh-snug);
  letter-spacing: -.02em;
  color: var(--ink-900);
  word-break: keep-all;
}
.section--dark .section-title { color: var(--white); }
.section-title .accent { color: var(--brand-500); }
.section--dark .section-title .accent { color: var(--brand-400); }
.section-sub {
  margin-top: 18px;
  font-size: var(--fs-lead);
  line-height: var(--lh-base);
  color: var(--ink-500);
}
.section--dark .section-sub { color: rgba(255,255,255,.72); }
.section-head { text-align: center; max-width: 720px; margin-inline: auto; margin-bottom: 56px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 16px 28px;
  border-radius: 999px;
  font-weight: 700;
  font-size: var(--fs-body);
  transition: transform .25s var(--ease-out), box-shadow .25s var(--ease-out), background .25s;
  will-change: transform;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: var(--grad-brand); color: #fff; box-shadow: var(--shadow-sm); }
.btn-primary:hover { box-shadow: 0 14px 30px rgba(0,165,165,.35); }
.btn-dark { background: var(--ink-900); color: #fff; }
.btn-ghost { background: rgba(255,255,255,.12); color: #fff; backdrop-filter: blur(6px); }
.btn-outline { border: 1.5px solid var(--line); color: var(--ink-700); background: #fff; }
.btn .arrow { transition: transform .25s var(--ease-out); }
.btn:hover .arrow { transform: translateX(4px); }

/* =========================================================
   Header / Nav
   ========================================================= */
.site-header {
  position: fixed; inset: 0 0 auto 0; z-index: 100;
  height: 68px;
  display: flex; align-items: center;
  background: rgba(255,255,255,.72);
  backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid transparent;
  transition: background .3s, border-color .3s, box-shadow .3s;
}
.site-header.is-scrolled {
  background: rgba(255,255,255,.92);
  border-bottom-color: var(--line);
  box-shadow: var(--shadow-sm);
}
.nav { position: relative; display: flex; align-items: center; width: 100%; }
.nav-left { display: flex; align-items: center; gap: 10px; }
.nav-menu { position: absolute; left: 50%; transform: translateX(-50%); display: flex; align-items: center; gap: 30px; }
.nav-menu a { font-size: var(--fs-sm); font-weight: 600; color: var(--ink-600); transition: color .2s; }
.nav-menu a:hover { color: var(--ink-900); }
.nav-cta { display: flex; align-items: center; gap: 10px; }

/* Hamburger button */
.hamburger { display: none; flex-direction: column; gap: 5px; width: 36px; height: 36px; align-items: center; justify-content: center; cursor: pointer; padding: 0; background: none; border: none; flex-shrink: 0; }
.hamburger span { display: block; width: 22px; height: 2px; background: var(--ink-700); border-radius: 2px; transition: transform .25s var(--ease-out), opacity .2s; }
.hamburger.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.is-open span:nth-child(2) { opacity: 0; }
.hamburger.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile drawer */
.nav-overlay { display: none; position: fixed; inset: 0; background: rgba(0,0,0,.45); z-index: 110; opacity: 0; transition: opacity .3s; }
.nav-overlay.is-open { display: block; opacity: 1; }
.nav-drawer { position: fixed; top: 0; left: 0; bottom: 0; width: 280px; background: #fff; z-index: 120; transform: translateX(-100%); transition: transform .3s var(--ease-out); padding: 0 0 40px; display: flex; flex-direction: column; box-shadow: 4px 0 24px rgba(0,0,0,.12); }
.nav-drawer.is-open { transform: translateX(0); }
.drawer-header { display: flex; align-items: center; justify-content: space-between; padding: 18px 20px 18px 24px; border-bottom: 1px solid var(--line); }
.nav-drawer nav { display: flex; flex-direction: column; padding: 8px 0; }
.nav-drawer nav a { font-size: 17px; font-weight: 700; color: var(--ink-800); padding: 16px 24px; border-bottom: 1px solid var(--line); transition: color .2s; display: block; }
.nav-drawer nav a:last-child { border-bottom: none; }
.nav-drawer nav a:hover { color: var(--brand-500); }
.drawer-close { display: flex; align-items: center; justify-content: center; width: 36px; height: 36px; color: var(--ink-500); background: none; border: none; cursor: pointer; border-radius: 8px; flex-shrink: 0; }
.drawer-close:hover { background: var(--bg-muted); }

.brand { display: flex; align-items: center; gap: 9px; font-weight: 800; font-size: 20px; color: var(--ink-900); letter-spacing: -.02em; }
.brand .logo-img { width: 26px; height: 26px; border-radius: 6px; object-fit: contain; }

@media (max-width: 860px) {
  .hamburger { display: flex; }
  .nav-menu { display: none; }
  .nav { justify-content: space-between; }
  .nav-left { flex: 1; justify-content: flex-start; }
  .nav .brand { position: absolute; left: 50%; transform: translateX(-50%); }
}

/* =========================================================
   Hero
   ========================================================= */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex; align-items: center;
  padding-top: 68px;
  background:
    radial-gradient(1200px 600px at 75% -10%, rgba(18,216,192,.18), transparent 60%),
    radial-gradient(900px 500px at 10% 110%, rgba(0,165,165,.12), transparent 55%),
    var(--bg-soft);
  overflow: hidden;
}
.hero-grid {
  display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: center; width: 100%;
}
.hero-kicker {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 8px 14px; border-radius: 999px;
  background: #fff; border: 1px solid var(--line);
  font-size: var(--fs-sm); font-weight: 700; color: var(--brand-600);
  box-shadow: var(--shadow-sm);
}
.hero-title {
  margin-top: 22px;
  font-size: var(--fs-hero);
  font-weight: 700; line-height: var(--lh-tight); letter-spacing: -.03em;
  color: var(--ink-900);
  word-break: keep-all;
}
.hero-title .accent { background: var(--grad-brand); -webkit-background-clip: text; background-clip: text; color: transparent; }
.hero-lead { margin-top: 24px; font-size: var(--fs-lead); color: var(--ink-500); max-width: 460px; }
.hero-actions { margin-top: 36px; display: flex; gap: 12px; }
.hero-actions .btn { flex: 1; text-align: center; justify-content: center; }
.hero-trust { margin-top: 28px; display: flex; gap: 26px; }
.hero-trust .num { font-size: 26px; font-weight: 800; color: var(--ink-900); }
.hero-trust .lbl { font-size: var(--fs-xs); color: var(--ink-500); }

/* Hero floating calculator card */
.hero-visual { position: relative; }
.calc-card {
  position: relative; z-index: 2;
  background: #fff; border-radius: var(--radius-lg);
  padding: 28px; box-shadow: var(--shadow-lg);
  border: 1px solid var(--line);
}
.calc-card h3 { font-size: 18px; font-weight: 700; color: var(--ink-900); }
.calc-card .calc-row { display: flex; justify-content: space-between; align-items: center; padding: 14px 0; border-bottom: 1px solid var(--bg-muted); }
.calc-card .calc-row:last-child { border-bottom: none; }
.calc-card .calc-row .k { font-size: var(--fs-sm); color: var(--ink-500); }
.calc-card .calc-row .v { font-size: 18px; font-weight: 700; color: var(--ink-900); }
.calc-card .calc-row .v.amt { color: var(--brand-500); opacity: 0; }
.calc-card .calc-row .v.amt.is-popped { animation: amt-pop .55s cubic-bezier(.34,1.56,.64,1) forwards; }
@keyframes amt-pop {
  0%   { opacity: 0; transform: translateY(8px) scale(.82); }
  65%  { opacity: 1; transform: translateY(-2px) scale(1.06); }
  100% { opacity: 1; transform: translateY(0) scale(1); }
}
.calc-card .calc-total { margin-top: 10px; padding: 18px; border-radius: var(--radius-sm); background: var(--bg-soft); display: flex; justify-content: space-between; align-items: center; }
.calc-card .calc-total .v { font-size: 24px; font-weight: 800; color: var(--brand-500); }
.hero-blob {
  position: absolute; inset: -40px -30px auto auto; width: 320px; height: 320px;
  background: var(--grad-brand); filter: blur(60px); opacity: .35; border-radius: 50%;
  z-index: 0;
}

@media (max-width: 991px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero-lead { max-width: none; }
}
@media (max-width: 640px) {
  .hero-actions { flex-wrap: nowrap; gap: 8px; }
  .hero-actions .btn { flex: 1 1 0; min-width: 0; padding: 14px 16px; font-size: 14px; white-space: nowrap; }
}

/* =========================================================
   Audience (이런 분들께 추천)
   ========================================================= */
.audience-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.audience-card {
  position: relative; overflow: hidden;
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 32px 28px; transition: transform .35s var(--ease-out), box-shadow .35s var(--ease-out), border-color .35s;
}
.audience-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: var(--brand-300); }
.audience-card .ico { color: var(--brand-500); margin-bottom: 16px; }
.audience-card .ico .icon { width: 36px; height: 36px; }
.audience-card h3 { font-size: var(--fs-h3); font-weight: 700; color: var(--ink-900); letter-spacing: -.02em; }
.audience-card ul { margin-top: 16px; display: grid; gap: 10px; }
.audience-card li { display: flex; gap: 8px; font-size: var(--fs-sm); color: var(--ink-600); }
.audience-card li::before { content: "✓"; color: var(--brand-500); font-weight: 800; }
.audience-card .more { margin-top: 20px; display: inline-flex; align-items: center; gap: 6px; font-size: var(--fs-sm); font-weight: 700; color: var(--brand-600); }

@media (max-width: 860px) { .audience-grid { grid-template-columns: 1fr; } }

/* =========================================================
   Benefits — 풀폭 교차 섹션 (좌/우 번갈아 배치)
   ========================================================= */
.benefits { background: var(--bg-soft); }
/* =========================================================
   About 섹션 동영상 목업
   ========================================================= */
.vid-mockup-wrap {
  display: flex; justify-content: center;
  margin-bottom: 72px;
}
.vid-mockup {
  width: min(960px, 100%);
}
.vid-player {
  background: #fff;
  border-radius: 14px;
  box-shadow: 0 2px 0 #e5e8eb, 0 8px 40px rgba(0,0,0,.10);
  border: 1px solid var(--line);
  overflow: hidden;
}
.vid-topbar {
  display: flex; align-items: center; gap: 6px;
  padding: 10px 14px;
  background: #f5f5f7;
  border-bottom: 1px solid var(--line);
}
.vid-dot-btn {
  width: 11px; height: 11px; border-radius: 50%; flex-shrink: 0;
}
.vid-topbar-title {
  flex: 1; text-align: center;
  font-size: 12px; font-weight: 500; color: var(--ink-500);
  margin-right: 35px;
}
.vid-screen {
  aspect-ratio: 16/9;
  background: #000;
  overflow: hidden;
  position: relative;
}
.vid-video {
  width: 100%; height: 100%;
  object-fit: cover;
  display: block;
}
.vid-controls {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 14px;
  background: #fff;
}
.vid-play-icon { color: var(--brand-500); flex-shrink: 0; }
.vid-progress {
  flex: 1; height: 4px;
  background: var(--bg-muted);
  border-radius: 4px; overflow: hidden;
}
.vid-progress-fill {
  height: 100%; width: 0%;
  background: var(--brand-500);
  border-radius: 4px;
  transition: width .5s linear;
}
.vid-dots {
  display: flex; gap: 6px; align-items: center; flex-shrink: 0;
}
.vid-dot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--line);
  transition: background .3s, transform .3s;
}
.vid-dot.is-active {
  background: var(--brand-500);
  transform: scale(1.4);
}
@media (max-width: 640px) {
  .vid-topbar-title { font-size: 11px; }
}

.benefit-stack { display: flex; flex-direction: column; }
.benefit-row {
  display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center;
  padding-block: 88px;
}
.benefit-row + .benefit-row { border-top: 1px solid var(--line); }
/* 짝수 행은 좌우 반전 (인포그래픽 ↔ 텍스트 교차) */
.benefit-row:nth-child(even) .benefit-visual { order: 1; }
.benefit-row:nth-child(even) .benefit-text { order: 2; }
.benefit-text { max-width: 460px; }
.benefit-row:nth-child(even) .benefit-text { margin-left: auto; }
.benefit-row .b-num { font-size: var(--fs-sm); font-weight: 800; color: var(--brand-500); letter-spacing: .1em; }
.benefit-row h3 { margin-top: 12px; font-size: var(--fs-card); font-weight: 700; line-height: 1.15; letter-spacing: -.03em; color: var(--ink-900); word-break: keep-all; }
.benefit-row p { margin-top: 18px; font-size: var(--fs-lead); color: var(--ink-500); word-break: keep-all; }
.benefit-row .b-cta { margin-top: 26px; }
.benefit-visual {
  border-radius: var(--radius); min-height: 360px;
  position: relative; overflow: hidden;
  display: grid; place-items: stretch;
}
.benefit-row:nth-child(2) .benefit-visual,
.benefit-row:nth-child(3) .benefit-visual,
.benefit-row:nth-child(4) .benefit-visual { background: none; }

/* mini settlement infographic */
.mini-stat { color: #fff; text-align: center; }
.mini-stat .cap { font-size: var(--fs-sm); opacity: .8; }
.mini-stat .big { font-size: 48px; font-weight: 800; margin-top: 6px; }
.mini-stat .unit { font-size: 20px; font-weight: 700; opacity: .9; }
.settlement {
  width: min(360px, 80%); background: rgba(255,255,255,.96); border-radius: var(--radius-sm);
  padding: 22px; color: var(--ink-700); box-shadow: var(--shadow);
}
.settlement .s-top { display: flex; justify-content: space-between; font-size: var(--fs-xs); color: var(--ink-500); }
.settlement .s-row { display: flex; justify-content: space-between; padding: 9px 0; font-size: var(--fs-sm); border-bottom: 1px dashed var(--line); }
.settlement .s-total { display: flex; justify-content: space-between; margin-top: 12px; font-weight: 800; color: var(--brand-500); font-size: 20px; }

/* =========================================================
   About 섹션 인포그래픽 카드
   ========================================================= */
.info-card {
  width: 100%;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 40px 38px;
  color: var(--ink-700);
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.info-card .ic-title { font-size: var(--fs-sm); font-weight: 700; color: var(--ink-500); margin-bottom: 20px; }
.info-card .ic-foot { margin-top: 20px; text-align: center; font-size: var(--fs-sm); color: var(--ink-500); }
.info-card .ic-foot strong { color: var(--brand-600); font-weight: 800; }

/* 01 가입 흐름도 */
.info-flow { gap: 0; }
.ic-flow { display: flex; align-items: flex-start; justify-content: center; gap: 6px; }
.ic-flow-node { flex: 1; display: flex; flex-direction: column; align-items: center; gap: 12px; text-align: center; }
.ic-flow-ico {
  width: 68px; height: 68px; border-radius: 50%; display: grid; place-items: center;
  background: var(--brand-50); color: var(--brand-600);
  opacity: 0; transform: scale(.6);
  transition: opacity .5s var(--ease-out), transform .5s var(--ease-out);
}
.ic-flow-ico svg { width: 32px; height: 32px; fill: none; stroke: currentColor; }
.ic-flow-node.is-result .ic-flow-ico { background: var(--brand-500); color: #fff; }
.ic-flow-name {
  font-size: var(--fs-sm); font-weight: 700; color: var(--ink-700); word-break: keep-all;
  opacity: 0; transform: translateY(8px);
  transition: opacity .5s var(--ease-out), transform .5s var(--ease-out);
}
.ic-flow-node.is-result .ic-flow-name { color: var(--brand-600); }
.ic-flow-arrow {
  flex: none; color: var(--brand-300); margin-top: 22px;
  opacity: 0; transform: translateX(-8px);
  transition: opacity .4s var(--ease-out), transform .4s var(--ease-out);
}
.ic-flow-arrow svg { width: 22px; height: 22px; fill: none; stroke: currentColor; display: block; }
.ic-flow-badge {
  margin-top: 30px; padding: 12px 16px; border-radius: 999px; text-align: center;
  background: var(--brand-50); color: var(--brand-600); font-size: var(--fs-sm); font-weight: 700;
  opacity: 0; transform: translateY(10px);
  transition: opacity .5s var(--ease-out) .7s, transform .5s var(--ease-out) .7s;
}
/* 흐름도 진입 애니메이션 (좌→우 스태거) */
.benefit-visual.is-in .ic-flow-ico,
.benefit-visual.is-in .ic-flow-name,
.benefit-visual.is-in .ic-flow-arrow { opacity: 1; transform: none; }
.benefit-visual.is-in .ic-flow-node:nth-child(1) .ic-flow-ico,
.benefit-visual.is-in .ic-flow-node:nth-child(1) .ic-flow-name { transition-delay: .1s; }
.benefit-visual.is-in .ic-flow-arrow:nth-child(2) { transition-delay: .25s; }
.benefit-visual.is-in .ic-flow-node:nth-child(3) .ic-flow-ico,
.benefit-visual.is-in .ic-flow-node:nth-child(3) .ic-flow-name { transition-delay: .35s; }
.benefit-visual.is-in .ic-flow-arrow:nth-child(4) { transition-delay: .5s; }
.benefit-visual.is-in .ic-flow-node:nth-child(5) .ic-flow-ico,
.benefit-visual.is-in .ic-flow-node:nth-child(5) .ic-flow-name { transition-delay: .6s; }
.benefit-visual.is-in .ic-flow-badge { opacity: 1; transform: none; }

/* 02 가로 막대 */
.ic-bars { display: grid; gap: 18px; }
.ic-bar-row { display: grid; grid-template-columns: 44px 1fr auto; align-items: center; gap: 12px; }
.ic-bar-name { font-size: var(--fs-sm); font-weight: 700; color: var(--ink-700); }
.ic-bar-track { height: 14px; border-radius: 999px; background: var(--brand-50); overflow: hidden; }
.ic-bar-fill {
  height: 100%; width: 0; border-radius: 999px; background: var(--ink-300);
  transition: width 1s var(--ease-out) .3s;
}
.benefit-visual.is-in .ic-bar-fill { width: var(--w); }
.ic-bar-fill.is-full { background: linear-gradient(90deg, var(--brand-400), var(--brand-600)); }
.benefit-visual.is-in .ic-bar-row:nth-child(2) .ic-bar-fill { transition-delay: .45s; }
.ic-bar-val { font-size: var(--fs-sm); font-weight: 800; color: var(--ink-700); min-width: 34px; text-align: right; }

/* 03 세로 막대 차트 */
.ic-chart { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; align-items: end; height: 184px; }
.ic-col { display: flex; flex-direction: column; align-items: center; height: 100%; justify-content: flex-end; }
.ic-col-bar {
  width: 100%; height: 0; min-height: 0; border-radius: 10px 10px 0 0;
  background: linear-gradient(180deg, var(--brand-400), var(--brand-600));
  display: flex; align-items: flex-start; justify-content: center; padding-top: 9px;
  color: #fff; font-size: var(--fs-xs); font-weight: 800; overflow: hidden;
  transition: height .9s var(--ease-out);
}
.benefit-visual.is-in .ic-col-bar { height: var(--h); min-height: 44px; }
.benefit-visual.is-in .ic-col:nth-child(1) .ic-col-bar { transition-delay: .25s; }
.benefit-visual.is-in .ic-col:nth-child(2) .ic-col-bar { transition-delay: .4s; }
.benefit-visual.is-in .ic-col:nth-child(3) .ic-col-bar { transition-delay: .55s; }
.benefit-visual.is-in .ic-col:nth-child(4) .ic-col-bar { transition-delay: .7s; }
.ic-col-name { margin-top: 9px; font-size: var(--fs-xs); color: var(--ink-500); white-space: nowrap; }

/* 04 타임라인 */
.info-period { text-align: center; }
.ic-period-big {
  font-size: 60px; font-weight: 800; color: var(--brand-600); line-height: 1;
  opacity: 0; transform: scale(.7);
  transition: opacity .6s var(--ease-out), transform .6s var(--ease-out);
}
.benefit-visual.is-in .ic-period-big { opacity: 1; transform: none; }
.ic-period-big span { font-size: 24px; margin-left: 4px; }
.ic-timeline { margin-top: 26px; }
.ic-tl-track { height: 8px; border-radius: 999px; background: var(--brand-50); position: relative; }
.ic-tl-fill {
  position: absolute; inset: 0; width: 0; border-radius: 999px;
  background: linear-gradient(90deg, var(--brand-400), var(--brand-600));
  transition: width 1s var(--ease-out) .35s;
}
.benefit-visual.is-in .ic-tl-fill { width: 100%; }
.ic-tl-track::before, .ic-tl-track::after {
  content: ""; position: absolute; top: 50%; width: 14px; height: 14px; border-radius: 50%;
  background: #fff; border: 3px solid var(--brand-500); transform: translateY(-50%);
}
.ic-tl-track::before { left: 0; }
.ic-tl-track::after { right: 0; }
.ic-tl-marks { display: flex; justify-content: space-between; margin-top: 11px; font-size: var(--fs-xs); color: var(--ink-500); }

@media (max-width: 860px) {
  .benefit-row { grid-template-columns: 1fr; gap: 32px; padding-block: 56px; }
  .benefit-row:nth-child(even) .benefit-visual { order: 0; }
  .benefit-row:nth-child(even) .benefit-text { order: 0; margin-left: 0; }
  .benefit-text { max-width: none; }
  .benefit-visual { min-height: 280px; }
}

/* =========================================================
   Calculator CTA strip
   ========================================================= */
.calc-strip { background: var(--grad-dark); color: #fff; border-radius: var(--radius-xl); padding: 56px; text-align: center; position: relative; overflow: hidden; }
.calc-strip::before { content: ""; position: absolute; inset: auto auto -60px -60px; width: 300px; height: 300px; background: var(--brand-400); filter: blur(80px); opacity: .25; }
.calc-strip h2 { font-size: var(--fs-h2); font-weight: 700; letter-spacing: -.02em; word-break: keep-all; }
.calc-strip p { margin-top: 14px; color: rgba(255,255,255,.7); font-size: var(--fs-lead); }
.calc-strip .btn { margin-top: 30px; }

/* =========================================================
   Coverage grid (보장내역)
   ========================================================= */
.coverage-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 44px; }
.cov-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px 26px; transition: transform .3s var(--ease-out), box-shadow .3s var(--ease-out), border-color .3s;
}
.cov-card:hover { transform: translateY(-5px); box-shadow: var(--shadow); border-color: var(--brand-300); }
.cov-ico { color: var(--brand-500); margin-bottom: 14px; }
.cov-ico .icon { width: 32px; height: 32px; }
.cov-card h4 { font-size: var(--fs-h3); font-weight: 700; color: var(--ink-900); letter-spacing: -.02em; word-break: keep-all; }
.cov-card p { margin-top: 10px; font-size: var(--fs-sm); color: var(--ink-500); line-height: var(--lh-base); min-height: 42px; word-break: keep-all; }
.cov-amt { display: inline-block; margin-top: 16px; padding: 7px 14px; border-radius: 999px; background: var(--brand-50); color: var(--brand-600); font-weight: 800; font-size: var(--fs-sm); }
.cov-note { margin-top: 28px; text-align: center; font-size: var(--fs-xs); color: var(--ink-500); }

@media (max-width: 860px) { .coverage-grid { grid-template-columns: 1fr; } }

/* =========================================================
   Guarantee (걱정을 뒤집으면 안심)
   ========================================================= */
.guarantee { background: var(--grad-dark); color: #fff; }
.guarantee .section-title { color: #fff; }
.guarantee .section-sub { color: rgba(255,255,255,.7); }
.flip-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.flip-card { perspective: 1200px; min-height: 260px; }
.flip-inner { position: relative; width: 100%; height: 100%; min-height: 260px; transition: transform .7s var(--ease-soft); transform-style: preserve-3d; }
.flip-card:hover .flip-inner, .flip-card.is-flipped .flip-inner { transform: rotateY(180deg); }
@media (hover: none) {
  .flip-card:hover .flip-inner { transform: none; }
  .flip-card.is-flipped .flip-inner { transform: rotateY(180deg); }
}
.flip-face { position: absolute; inset: 0; backface-visibility: hidden; border-radius: var(--radius); padding: 30px; display: flex; flex-direction: column; justify-content: space-between; }
.flip-front { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); }
.flip-front .tag { font-size: var(--fs-xs); color: var(--brand-400); font-weight: 700; }
.flip-front .q { margin-top: 14px; font-size: var(--fs-h3); font-weight: 700; line-height: 1.3; color: #fff; word-break: keep-all; }
.flip-front .hint { font-size: var(--fs-sm); color: rgba(255,255,255,.45); }
.flip-back { transform: rotateY(180deg); background: var(--grad-brand); }
.flip-back .tag { font-size: var(--fs-xs); color: rgba(255,255,255,.85); font-weight: 700; }
.flip-back .a { margin-top: 14px; font-size: var(--fs-h3); font-weight: 700; line-height: 1.3; color: #fff; word-break: keep-all; }
.flip-back .desc { font-size: var(--fs-sm); color: rgba(255,255,255,.9); }

@media (max-width: 860px) { .flip-grid { grid-template-columns: 1fr; } }

/* =========================================================
   Testimonials slider
   ========================================================= */
.t-slider { position: relative; overflow: hidden; }
.t-track { display: flex; gap: 24px; transition: transform .6s var(--ease-out); }
.t-card { flex: 0 0 calc((100% - 48px) / 3); background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; }
.t-card .quote { font-size: var(--fs-body); line-height: var(--lh-loose); color: var(--ink-700); }
.t-card .who { margin-top: 22px; display: flex; align-items: center; gap: 12px; }
.t-card .ava { width: 44px; height: 44px; border-radius: 50%; background: var(--bg-muted); display: grid; place-items: center; font-weight: 700; color: var(--ink-500); }
.t-card .who .name { font-weight: 700; color: var(--ink-900); font-size: var(--fs-sm); }
.t-card .who .car { font-size: var(--fs-xs); color: var(--ink-500); }
.t-nav { display: flex; gap: 10px; justify-content: center; margin-top: 34px; }
.t-nav button { width: 46px; height: 46px; border-radius: 50%; border: 1px solid var(--line); background: #fff; display: grid; place-items: center; color: var(--ink-700); transition: background .2s, color .2s; }
.t-nav button:hover { background: var(--ink-900); color: #fff; }

@media (max-width: 991px) { .t-card { flex-basis: calc((100% - 24px) / 2); } }
@media (max-width: 640px) { .t-card { flex-basis: 100%; } }

/* =========================================================
   FAQ accordion
   ========================================================= */
.faq-list { max-width: 820px; margin-inline: auto; }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-q { width: 100%; display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 26px 4px; text-align: left; font-size: var(--fs-h3); font-weight: 700; color: var(--ink-900); letter-spacing: -.02em; }
.faq-q .ico { flex: 0 0 auto; width: 30px; height: 30px; border-radius: 50%; background: var(--bg-muted); display: grid; place-items: center; font-size: 18px; transition: transform .35s var(--ease-out), background .3s, color .3s; }
.faq-item.is-open .faq-q .ico { transform: rotate(45deg); background: var(--brand-500); color: #fff; }
.faq-a { overflow: hidden; max-height: 0; transition: max-height .4s var(--ease-out); }
.faq-a .inner { padding: 0 4px 26px; color: var(--ink-500); font-size: var(--fs-body); line-height: var(--lh-loose); }

.why-us { background: #e8faf8; }
.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 56px;
}
.why-card {
  background: #fff;
  border: none;
  border-radius: var(--radius);
  padding: 40px 36px;
  box-shadow: 0 2px 12px rgba(0,165,165,.08);
  transition: box-shadow .2s, transform .2s;
}
.why-card:hover {
  box-shadow: 0 12px 40px rgba(0,165,165,.18);
  transform: translateY(-4px);
}
.why-num { display: none; }
.why-ico {
  width: 52px; height: 52px;
  background: #e8faf8;
  border-radius: 16px;
  display: grid; place-items: center;
  margin-bottom: 22px;
}
.why-ico svg { width: 24px; height: 24px; stroke: var(--brand-500); fill: none; }
.why-card h3 { font-size: 19px; font-weight: 700; color: var(--ink-900); line-height: 1.3; margin-bottom: 12px; }
.why-card p { font-size: var(--fs-lead); color: var(--ink-500); line-height: 1.75; word-break: keep-all; }
@media (max-width: 640px) {
  .why-grid { grid-template-columns: 1fr; }
  .why-card { padding: 28px 24px; }
}

/* =========================================================
   Support services grid
   ========================================================= */
.support-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.support-card { background: var(--bg-soft); border-radius: var(--radius); padding: 32px; border: 1px solid transparent; transition: border-color .3s, transform .3s var(--ease-out); }
.support-card:hover { transform: translateY(-5px); border-color: var(--brand-300); }
.support-card .num { font-size: 36px; font-weight: 800; color: var(--brand-400); line-height: 1; margin-bottom: 16px; font-variant-numeric: tabular-nums; }
.support-card h3 { font-size: var(--fs-h3); font-weight: 700; color: var(--ink-900); }
.support-card p { margin-top: 12px; font-size: var(--fs-sm); color: var(--ink-500); line-height: var(--lh-loose); }
.support-card .links { margin-top: 18px; display: flex; gap: 14px; flex-wrap: wrap; }
.support-card .links a { font-size: var(--fs-sm); font-weight: 700; color: var(--brand-600); }

@media (max-width: 860px) { .support-grid { grid-template-columns: 1fr; } }

/* =========================================================
   Final CTA
   ========================================================= */
.final-cta { text-align: center; background:
    radial-gradient(800px 400px at 50% 0%, rgba(18,216,192,.16), transparent 60%), var(--bg-soft); }
.final-cta h2 { font-size: var(--fs-cta); font-weight: 700; letter-spacing: -.03em; color: var(--ink-900); line-height: var(--lh-tight); word-break: keep-all; }
.final-cta .sub-note { margin-top: 16px; font-size: var(--fs-body); color: var(--ink-400); }
.final-cta .actions { margin-top: 34px; display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* =========================================================
   Footer
   ========================================================= */
.site-footer { background: #0c1413; color: rgba(255,255,255,.66); padding-block: 64px 40px; font-size: var(--fs-sm); }
.footer-top { display: grid; grid-template-columns: 1.4fr repeat(3, 1fr); gap: 32px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,.1); }
.footer-brand .brand { color: #fff; }
.footer-brand p { margin-top: 16px; max-width: 280px; color: rgba(255,255,255,.5); }
.footer-col h4 { color: #fff; font-size: var(--fs-sm); font-weight: 700; margin-bottom: 16px; }
.footer-col a { display: block; padding: 6px 0; color: rgba(255,255,255,.6); transition: color .2s; }
.footer-col a:hover { color: #fff; }
.footer-bottom { padding-top: 28px; display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; color: rgba(255,255,255,.4); font-size: var(--fs-xs); }
.footer-legal { display: flex; gap: 18px; flex-wrap: wrap; }

@media (max-width: 860px) { .footer-top { grid-template-columns: 1fr 1fr; } }

/* =========================================================
   Floating chat button
   ========================================================= */
.chat-fab { position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 90; display: flex; align-items: center; justify-content: center; padding: 16px 24px; border-radius: 16px; background: var(--brand-500); color: #fff; font-size: var(--fs-body); font-weight: 700; box-shadow: 0 8px 24px rgba(0,165,165,.45); transition: transform .2s var(--ease-out), box-shadow .2s; }
.chat-fab:hover { transform: translateY(-2px); box-shadow: 0 14px 32px rgba(0,165,165,.5); }
@media (min-width: 768px) { .chat-fab { left: auto; right: 24px; bottom: 24px; border-radius: 999px; } }

/* =========================================================
   Scroll reveal — IX2 모방 (진입 시 fade + slide up)
   ========================================================= */
[data-reveal] {
  opacity: 0;
  transform: translateY(var(--reveal-shift));
  transition: opacity var(--reveal-dur) var(--ease-out), transform var(--reveal-dur) var(--ease-out);
  will-change: opacity, transform;
}
[data-reveal].is-in { opacity: 1; transform: none; }
[data-reveal="left"]  { transform: translateX(calc(var(--reveal-shift) * -1)); }
[data-reveal="right"] { transform: translateX(var(--reveal-shift)); }
[data-reveal="scale"] { transform: scale(.92); }
[data-reveal-delay="1"] { transition-delay: .1s; }
[data-reveal-delay="2"] { transition-delay: .2s; }
[data-reveal-delay="3"] { transition-delay: .3s; }
[data-reveal-delay="4"] { transition-delay: .4s; }

/* count-up number helper */
.count { font-variant-numeric: tabular-nums; }

/* inline SVG icon base */
.icon { display: block; width: 28px; height: 28px; stroke: currentColor; fill: none; }

/* placeholder image box */
.ph {
  display: grid; place-items: center; text-align: center;
  color: var(--ink-300); font-size: var(--fs-xs); font-weight: 700; letter-spacing: .03em;
  background:
    repeating-linear-gradient(45deg, rgba(0,0,0,.018) 0 12px, transparent 12px 24px),
    var(--bg-muted);
  border-radius: inherit;
}
